FIPCO Spotlight

 I didn't know ... FIPCO offered mortgage booklets!  

Consumer Handbook on ARMs

  Click here to place an order.

Your Home Loan Toolkit  

HELOC - What You
Should Know

Training & Events





Upcoming Regulation Changes and Other Dates at a Glance

Regulatory Changes

Description  Date

  HMDA 2015 Final Rule  Data Collection Changes

Jan. 1, 2018

  HMDA Proposed Amendment to Data Collection

Presumably will be effective Jan. 1, 2018

  HMDA Threshold Changes

Presumably will be effective Jan. 1, 2018

  Reg B Proposal to Harmonize w/HMDA Data Collection

Presumably will be effective Jan. 1, 2018

  TRID Final Rule Amendment-many changes

Mandatory Compliance Oct. 1, 2018
(can be rolled out sooner, per reg)

  TRID Proposed Amendment to Final Rule – would allow
   comparison btwn CDs for tolerance calc

CFPB has not stated when a final rule
would be effective—anticipate Oct. 1, 2018

Other Changes

 Description  Date

   Credit Bureau Reporting Requirements

 Sept. 15, 2017


 Sept. 25, 2017


 Evaluating Changes

   Uniform Residential Loan Application

 Placed on hold by Secondary Market


"Everyone at FIPCO does such a wonderful job! You always get a good response. Although it’s a very busy time for them, when I call for support, I never feel like I’m bothering them and they’re always so happy to help. And I can’t say enough about Annette…she’s so friendly and helpful and she’ll get you the answer. In fact, I have not come across a FIPCO staff member who will not get you an answer when you need it."

- Angie Quinton, Loan Processor, Shell Lake State Bank


New URLA Form Issued by Freddie, Fannie
Fannie Mae and Freddie Mac released their redesigned Uniform Residential Loan Application (URLA).
Think you know WBA?
Check out everything WBA has to offer you,
I Didn't Know FIPCO Offered That!
Here's a few things you might not know about FIPCO's loan and mortgage origination and deposit account opening software