FIPCO Spotlight

 Compliance & Software Forum - Loan + Mortgage 


Registration Opens for 2017 Compliance & Software Forum

As ongoing regulations continue to challenge today’s financial institutions—like the new HMDA and TRID changes—Compliance Concierge™ can help you face them head-on. To ensure that all those within your institution who utilize this robust solution are getting the most out of all it has to offer, we invite you to join us for the 2017 Compliance & Software Forum – Loan and Mortgage.

Scheduled for November 14-15, this conference will provide valuable tips for increasing your productivity, profitability, and compliance proficiency.

For complete details and registration information, click here or contact the FIPCO Education and Training Department at (800) 722-3498.


Training & Events



Software & Services


FastApp Online Now Integrates Directly with Compliance Concierge Loan and Mortgage

FIPCO’s loan and mortgage prequalification tool now interfaces directly with Compliance Concierge. That means your customer inputs data for online inquiry to your financial institution and directly to Compliance Concierge which makes the entire process more efficient, accurate and simple to use!

FastApp Online features include:

  • A new online data gathering tool which financial institutions can incorporate right into their website.
  • Financial Institutions can customize the color and graphics of the tool so it blends seamlessly with the rest of their website.
  • Designed to allow a consumer to input data for online inquiry to a financial institution.
  • Once a consumer uses FastApp Online to submit their information, the financial institution takes control and develops a relationship with the customer as they work through the loan process.

Still need to be convinced this is the right online tool?  Schedule a 15 minute demo with FIPCO’s Art Weber or Sally Michaels and they will show you exactly how FastApp Online can help. Contact them today at FIPCO Sales or call 800/722-3498 Ext. 258.

Upcoming Regulation Changes and Other Dates at a Glance

Regulatory Changes

Description  Date

  HMDA 2015 Final Rule Data Collection Changes

Jan. 1, 2018

  HMDA Proposed Amendment to Data Collection

Presumably will be effective Jan. 1, 2018

  HMDA Threshold Changes

Presumably will be effective Jan. 1, 2018

  Reg B Proposal to Harmonize w/HMDA Data Collection

Presumably will be effective Jan. 1, 2018

  UCD File to provide PDF 

April 1, 2018 

  BSA Beneficial Owner Requirment 

 May 11, 2018

  Reg CC Funds Availability 

 July 1, 2018

  UCD File to provide Seller Information 

Sept. 1, 2018 

  TRID Final Rule Amendment-many changes

Mandatory Compliance Oct. 1, 2018
(can be rolled out sooner, per reg)

  TRID Proposed Amendment to Final Rule – would allow
   comparison btwn CDs for tolerance calc

CFPB has not stated when a final rule
would be effective—anticipate Oct. 1, 2018

   Uniform Residential Loan Application

Feb 1, 2020 

Other Changes

 Description  Date
   London Interbank Offered Rate (LIBOR) Sun setting by 2021 


 Evaluating Changes


"We are happy to be with FIPCO! The software is very user friendly which makes it easier to train new staff. When we have a question FIPCO staff is available to talk to, we do not have to wait a day for a call back like other companies. "

- Jackie Hawkins, Bank of Deerfield


FIPCO Announces New Partnership with DocuSign
In the financial industry, being agile is key to respond to market volatility and uncertainty.
I Didn't Know FIPCO Offered That!
Here's a few things you might not know about FIPCO's loan and mortgage origination and deposit account opening software
Compliance Concierge Celebrates Second Year
This summer, FIPCO's Compliance Concierge™ celebrates its second birthday!